Personal Insurance

 We are an independent agency that represents a wide range of companies, some that even specialize in certain types of policies. You ask what does that have to do with you? Well it has everything to do with you! You see we do all the shopping around for you to make sure you are getting the most competitive price and adequate coverage, which saves you time and hassle!

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List of Policies We Offer:

Auto Boat/Personal Watercraft Coastal Windstorm    Flood   4 Wheelers Homeowners

Life Mexico Auto Coverage    Mobile Home Motorcycles/ATV Rental Property Umbrella Liability

 

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Companies We Represent:

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As you can see we insure just about anything you can live in or drive! 

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Flood:

Outside of fire, flooding is the most widespread natural disaster. Even though flood insurance is relatively inexpensive, most homeowners do not choose to purchase the insurance protection available. According to the Federal Insurance Administration, less than
one-quarter of the homes in areas most vulnerable are insured against
flood loss. In those areas, flooding is 24 times more likely to occur than
a fire during the course of a typical 30 year mortgage. 

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New land development can increase flood risk, especially if the construction changes natural runoff paths.